Senior & Assisted Living Consultant Throughout Illinois
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Articles and Guides

Use the following articles and guides to help you make an informed decision. Please contact your Community Resource Consultant if you have questions.

Illinois Volunteer Money Management Program Site / Agency List Requires Adobe Reader

The Illinois Volunteer Money Management Demonstration Program is a protective service that assists low-income older persons who have difficulty managing their personal household budgets, paying bills, keeping track of banking records, intervening with creditors, completing medical forms, and handling other issues related to personal finances. The program matches trained volunteers with older persons who need help with tasks such as organizing, reviewing and paying bills, setting up a budget, writing checks, balancing a checkbook, intervening with creditors and assisting with large purchases. Volunteers also serve as Representative Payees, persons designated by the Social Security Administration to manage the monthly benefits of certain beneficiaries. Local Program sites, contracted by the Illinois Department on Aging, recruit, select, train, match and monitor the volunteers. The Illinois Department on Aging administers the program and monitors the local Program Sites.

Daily Money Managers Value 

Article written by Ifaat Bosse of Bottom Line Financial regarding working with a money manager.

Social Security CAN-TV Requires Adobe Reader

Social Security Administration has a weekly show on CAN-TV channel 21 every Wednesday, from 4:30pm – 5:30pm. It is a “live” show so if you have questions you can call in.

Natural Disaster Victims Mortgage Assistance Information 

Picking up the pieces after a natural disaster can be confusing and frustrating. For homeowners facing property damage, there might be questions about making mortgage payments, especially if you have additional housing costs because your home is uninhabitable after a storm.

What is Medicare ? 

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities and any age with end-stage renal disease (ESRD) which is permanent kidney failure requiring dialysis or a kidney transplant. The "parts" are defined in this article.

Investors Beware - Fiduciary Rule is Dead 

Written by Terry Savage

Paying for Senior Care 

Understand Your Financial Options for Long Term Care

Medicaid vs. Inheritance 

It's important to put money into a Trust for your loved ones.


Provides articles, information, resources and comparison tools for a variety of financial topics.

Money Smart for Older Adults: Prevent Financial Exploitation Requires Adobe Reader

This guide was put together by the Consumer Financial Protection Bureau and FDIC. It's a good guide to help avoid identity theft, knowing what to do to be financially prepared for retirement and much more.

10 Things You Must Know About Medicare by Kiplinger Magazine 

Educate yourself on Medicare the easy way. This article is a good beginning at understanding Medicare presented by Kiplinger in October 2012.

SMART Act Changes to Illinois Medicaid Eligibility for Long-Term Care 

2012 Medicaid Changes Effecting Every Senior in the State of Illinois

Can Reverse Mortgages Be Used to Finance CCRC's Without Walls? 

Using a reverse mortgage to finance the buy-in to a CCRC-without-walls program “could very easily” be the solution to being able to afford the entrance fee, says Dennis Baier, a mortgage broker specializing in reverse mortgages at Chicago-area Wintrust Mortgage Corporation.

States Encounter Obstacles Moving Elderly And Disabled Into Community 

A multi-billion dollar federal initiative to move low-income elderly and disabled people from long-term care facilities into the community has fallen far short of its goals, as many states have struggled to cobble together housing and other services.

Long Term Care Planning for You & Your Family 

One of the most stressful times in the life of a family can come when a long term care event arises and family members face the task of finding and paying for a loved one’s long term care. Finding the best care is difficult enough, but when plans aren’t in order and families don’t know how they are going to pay for long term care services, an already emotionally and financially taxing situation can take an even greater toll on a family.

Top 10 Medicaid Mistakes and How to Avoid Them Requires Adobe Reader

Elder Law Attorney, Melissa Wick, discusses Medicaid and some issues that arise as you try to apply for Medicaid.

General Qualifications for Non-Service Connected Veteran's Aid and Attendance 

The attached flyer will help you understand the Veteran's Aid and Attendance benefit a little bit. Please contact Elderwerks for more information and for your advocate.

Medicaid Spend-Down Check List Requires Adobe Reader

Medicaid spend-down check list written by elder law attorney, John Belconis.

Reverse Mortgages…Are they a good idea or a bad idea for seniors?? 

Information on how reverse mortgages can benefit seniors.

Benefits for Veterans and Their Families Requires Adobe Reader

Information regarding benefits to veterans

Do I Even Need A Financial Consultant? Requires Adobe Reader

Why you need a financial consultant to plan for retirement and for your senior housing needs.

Elder and Family Mediation 

Good article describing why it might be better for a family to mediate rather than go to court.

A Beginners Guide To Medicaid 

An introduction to the government's Medicaid health insurance program and how it works.

Contact Elderwerks

Finding assisted living or other types of senior care can be overwhelming and a time-consuming task. Elderwerks is a relationship-based company. We are dedicated to our families 24/7.

Contact Us

For your complimentary, individual consultation, or for help touring an assisted living community, call an Elderwerks Consultant today at 855-462-0100.


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