Finding an in-home caregiver for a loved one is highly emotional, but prioritizing safety over cost is critical to preventing financial exploitation and ensuring proper care. Always conduct rigorous background checks, secure your valuables, and consider using a licensed agency.

Key Steps for Caregiver Safety

1. Secure Finances and Valuables

• Lock it up: Store checkbooks, cash, jewelry, and sensitive documents in a heavy-duty home safe or off-site safety deposit box.
• Monitor accounts: Review bank and credit card statements weekly to spot unauthorized transactions.
• Remove alcohol: Keep alcohol out of the home to prevent misuse.

2. Utilize Home Surveillance 

• Install cameras: Place wireless, Bluetooth-enabled cameras in main living areas.
• Provide notice: Always inform the caregiver and visitors that they are being recorded. 

3. Vet and Hire Wisely

• Use professional agencies: Licensed agencies handle background checks, taxes, insurance, and worker training.
• Perform independent checks: If hiring privately, you are the legal employer. You must run a comprehensive background check and handle liability, taxes, and insurance.
• Verify credentials: Confirm the caregiver has completed required training. 

4. Establish Clear Boundaries 

• Written expectations: Provide a detailed, written job description and sign a formal employment contract or the Agency contract.
• No unauthorized guests: Enforce a strict rule that the caregiver cannot bring friends or family into the home.
• Manage transitions: Arrange an overlap period when rotating or training new caregivers. 

5. Know When to Pivot
If in-home care is no longer safe or sustainable, it may be time to explore assisted living or memory care communities. For qualified senior housing referrals and tailored support, connect with Elderwerks Educational Services.